Consumer apps · Proposal
Zawadi
Save in the rhythm income actually arrives — small daily amounts, not a fixed monthly debit.
Built for Prepaid earners saving toward a specific goal
Why daily, not monthly
Prepaid is the default across the continent — even in South Africa, the most formalised market, it is about half of mobile service revenue. People top up small amounts as cash arrives.
A monthly debit needs a card, a funded balance on a specific date, and a successful recurring authorisation. Three failure points that daily mobile-money deduction removes.
The proof this works
Pay-as-you-go solar built a continent-scale business on daily micro-payments. Music services sell premium access at seven US cents a day. In 2025 Africa's most conservative pay-TV incumbent started selling weekly subscriptions after losing customers.
This is a researched proposal, not a commitment. Nothing here has been validated with a paying customer yet.